Compare the market for young drivers insurance
Unfortunately, not all parents are willing to make their newly-qualified driving son or daughter a named driver on their policy. This can be a cheaper option, but may expose them to considerable risk. Because of this, most young drivers are beginning to compare the market for their own policies so they can build their own no claims bonus.
If you’re wondering why your premiums are so expensive when your mates are getting their cover for a fraction of the price, this article will explain the things that could be holding you back from the best car insurance quotes.
Firstly, when you drive can elevate the risks of you having an accident, with the likeliest time for an incident to occur being between 23:00 and 05:00. By going for insurance where you agree not to drive in between these times (and have a tracker installed to ensure that your car isn’t activated during this period), the digits can begin to fall off the premiums you pay – especially when you go and compare for a good policy.
Another factor is how many miles you plan to travel. Zipping up to the high street every now and then for some food isn’t likely to be a problem, but if it takes you two hours to commute to work every day, you bring a higher chance of having an accident. As you can imagine, the longer you’re on the road, the likelier it is that you’ll have to make a claim.
To wrap it off, where you park your car (and indeed, what car it is) could be a deal breaker for cheap insurance. If you have a garage, parking your vehicle in there overnight prevents the risk of a burglary. Meanwhile, if your motor has been souped up a bit, this can also ramp up the cost of your insurance.
