Simple .....
There is absolute minefield of compare.co.uk car insurers so you need the odds in your favour www.carinsurancemegastore.co.uk now searches 317 UK car insurers with one simple online application but before you complete you application you should consider...
What you buy
How many policies do you buy (Number of cars you have?) and the Added extra Benefits you need.
What kind of car you drive
If you are buying or selling a car, you will need to evaluate type of car you drive, generally, the more expensive the car, Newer or Higher Group the more you pay.
Where you drive
Generally, due to higher rates of vandalism, theft and accidents, urban drivers pay more for insurance than those in small towns or rural areas.
How much you drive
People who use their car for business and long-distance commuting normally pay more than those who drive less.
Your age, sex and marital status
Accident rates are higher for all drivers under age 25, especially young males and single males aged 17 - Insurance prices in most areas reflect these differences.
Your driving record
Drivers who cause accidents generally must pay more than those who are accident-free for several years – sorry even if you have had none fault claims where there has been no third party recovery.
Your credit history
Studies have shown that credit history is a powerful assessor of future car insurance losses. Many car insurance companies consider certain credit characteristics in addition to many other factors when determining an individual's rate.
If you're shopping for a car, consider how your choice will affect premiums.
Some Compare.co.uk insurers increase premiums for cars more susceptible to damage or occupant injury, and lower rates for those that fare better than the norm.
Ask the advisors for the best discounts either family or multiple car discounts, students should insure their cars from there alternative accommodation if this is the majority residence. Consider car sharing or finding other transportation to work. If you reduce your driving mileage enough, you may lower your premiums.
Please drive carefully.
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