65% Achieve a Saving of £196.33 or more*
*Customers who saved with our car insurance comparison service between 1 January and 30 April 2012 achieved a saving of £196.33 or more.
Drink driver insurance
If you have been convicted of drink driving – DR10 Conviction, then you have a tough road ahead of you in terms of getting affordable car insurance. This doesn’t mean that you should lose hope, though. A smart insurance shopper can avoid high costs if they are smart, though it will take a little bit of effort. The first thing that you should know is that car insurance for drink drivers is going to be more expensive than if you didn’t have a conviction on your record. This is just a fact that you will have to acknowledge and there’s no getting around it. That makes it all the more important to shop around for insurance before settling on one company.
Why not just keep the drink driving conviction to myself?
One thing that you might be thinking about as you compare the market is keeping your conviction to yourself. After all, if the insurance company doesn’t know about it, you might still be able to get cheap convicted driver insurance, right? This is a good way to get yourself in a lot of trouble. There are many reasons why you should avoid lying on your insurance application. Some of the most prominent reasons are as follows:
* Possible legal ramifications of fraud
* Possible cancellation of insurance – Void as non disclosure
* Refusal to honor claims after the fact
If the insurance company discovers that you have lied on your application, they have a lot of different outs. Almost all of those outs include not providing a payout on your car insurance for drink drivers. Think about this before you think about lying.
What can I do?
There has to be some good news somewhere, right? The good news is that you aren’t completely doomed when it comes to car insurance quotes. You could help yourself in a big way if you choose to do a market comparison. There are some companies out there that are willing to take a risk on a driver like you. Perhaps they will look beyond your history and provide an affordable rate. Though the rate will still be elevated, you could save some money. Getting quotes from many different providers is a good way to give yourself a fighting chance.
Likewise, you might want to think practically about your situation. Drink driving convictions typically stay on your insurance record for a period of five years but some insurers request you disclose this for up to 11 years. A smart driver would recognize this and wait to purchase insurance until after that period if at all possible. This might seem like a difficult thing, but it can save you a lot of money on your coverage. A cheaper, safer car will also go a long way to helping you pick up good quotes.
If you have a received a conviction for dr10 – drink driving or even in charge of a vehicle under the influence of alcohol, you can seek out a drink driving course to help reduce the length of the disqualification or ban.
