65% Achieve a Saving of £196.33 or more*
*Customers who saved with our car insurance comparison service between 1 January and 30 April 2012 achieved a saving of £196.33 or more.
Car Insurance For Any Drivers
The modern family is a difficult thing to pin down. Simply speaking, there is always a lot going on and who knows when someone might need to drive the family car. This presents some significant challenges for people who are buying insurance and it creates significant challenges for people who are providing insurance. The typical insurance model provides for a primary, listed driver for each vehicle. This works well when you know exactly who is going to be driving a certain vehicle at all times. It doesn’t work well, though, when you have a dynamic, changing driving situation. In that instance, any driver insurance is the way to go.
Cheap Any driver Car Insurance Policy
The first step, of course, is defining exactly what we are talking about here. How is any driver coverage different from family car insurance or a similar product? The idea behind an any driver plan is that you will be covered no matter who drives your car. Whether you are out picking up food or your son is driving home from practice, you will be covered. This is an ideal situation for people who aren’t quite able to nail down who will be driving one particular vehicle.
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What does this coverage work best on?
While traditional car insurance might work best for some situations, any driver coverage works very well in those situations when you have a “family” car. When you have a true family vehicle that is going to be used by everyone, it pays to go with this kind of insurance. Though some people might try to get around the system and get cheap car insurance by putting their most qualified driver on the policy, that is really a type of fraud. If you know that you are going to have a situation where many people will drive the car, then this type of coverage makes a lot of sense.
Understanding pricing with any driver coverage
As you look for car insurance quotes, you might be a bit overwhelmed. You might not understand where all of these prices come from. Especially with any driver coverage, it can be a bit confusing. The following factors will impact whether or not you get cheap car insurance with this kind of coverage:
* How many people are in your family
* The age of the possible drivers
* Where the car will be driven
* What type of vehicle and how much that vehicle is worth
As you compare the market, you will want to keep in mind that some things are within your control. The kind of car you buy and the security features on that car will partially determine your car insurance quotes.
As with all types of insurance, it pays to compare the market and select a company after seeing all of the options. You will want to use a site that offers as many different quotes as possible, as this will give you a true snapshot of what is out there waiting on you.